Sharing and Security of Personal Information

We do not share our customers' personal information with any third party, unless doing so is appropriate to administer our business or required by law. For example, we may use affiliated companies or outside service providers to mail account statements. Any such service providers will have access to personal information only as necessary to perform their functions and to the extent permitted by law. In addition, we may release this information when we are required to do so by law, court order or other government authority; or whenever we believe that disclosing this information is necessary or advisable (i.e., to protect the rights, property, or safety of others). In the event of a sale or merger involving our business, any personal information then held by us would be held by the successor.

All personal information is stored on a server that is physically inaccessible by any individual other than authorized personnel, and is not directly connected to the Internet because it is behind a firewall.